RICHMOND, Va. — The cost to receive long-term care services at home with a home health aide has increased nationally and in Delaware, according to long-term-care insurer Genworth’s 13th annual Cost of Care Study. Home is where most Americans receive long-term care.
Overall, long term care costs across all care settings in Delaware, including home care, adult day services, assisted living and nursing facilities, are up from 2015.
“Although home care costs are much less expensive than those in facility-based settings, the costs can add up to as much as $53,768 per year in Delaware, which is why it’s imperative for consumers to begin planning now for how they will pay for that care should they need it,” said Tom McInerney, president of the insurance company. He estimated 70 percent of Americans over age 65 will need some form of long-term care services during their lives.
Median monthly costs for a home-health aid in Delaware in Delaware are $4,491, compared to a national cost of $3,861, according to the study, and the median monthly cost for homemaker services is $4,195, compared with $3,813 nationally.
The survey said adult day services cost $1,419 a month in Delaware, less than nationally, but assisted living costs were $5,368, much more than the national monthly average of $3,628. Private home nursing cost $9,901 a month.